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State of the Housing Market Report

Canadians’ Mortgage and Homeownership Outlook: Under Pressure, but Still Hopeful

Research Report 2026 Consumer Research

MPC’s latest member report, based on consumer survey research conducted by Bond Brand Loyalty, examines how Canadians are navigating mortgage renewal anxiety, affordability pressure and shifting homeownership expectations.

The findings highlight thin payment buffers among mortgage holders, sharper pressure among recent buyers and newcomers, and continued confidence in homeownership despite today’s challenges.

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State of the Housing Market Report
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