10:00
10:30 AM
ARRIVAL
Early bird pricing is available now for the National Mortgage Conference, but not for long.
Join AMBA and MPC members in Edmonton for an exclusive lunch-and-learn featuring timely industry insights and valuable opportunities to connect with fellow mortgage professionals.
AMBA and Mortgage Professionals Canada are continuing our collaboration to bring Alberta’s mortgage community together through high-quality learning, networking and industry-focused events.
Exclusive to AMBA and MPC members. Spots are limited, so early registration is encouraged.
Explore the day’s sessions and speakers. Select a session to view additional details.
Presented by Matt Imhoff, Prepayment Penalty Mentor
Explore how mortgage penalty insights can help you engage clients earlier, uncover hidden opportunities and win renewal, refinance and move-up business in 2026 and beyond.
Matt Imhoff is a leading expert on prepayment penalties, dedicated to helping mortgage brokers understand and navigate Interest Rate Differentials (IRDs). With years of hands-on experience, Matt has become a trusted resource for top brokers across Canada, helping them anticipate IRDs and develop strategies to protect their clients.
Since entering the mortgage industry in 2015, Matt has been known for his deep knowledge, sharp analytical skills and passion for empowering brokers through education. Before entering the mortgage industry, Matt served as a Marine Technician in the Royal Canadian Naval Reserves and embarked on a 3,500 km hike along the Appalachian Trail with his dad in 2010.
Now based in Downtown Vancouver, he continues sharing his knowledge and supporting brokers in making informed mortgage decisions.
Presented by Heather Thoma, FCT
Explore practical strategies for navigating shifting consumer expectations, digitization, regulatory change and evolving risk while improving operational performance and the customer experience.
This session will provide practical, actionable strategies to navigate today’s changing mortgage landscape while improving operational performance, customer experience and long-term business resilience.
Drawing on real-world examples and emerging industry trends, the presentation will give participants a clearer sense of where the industry is heading and how to position themselves for success.
Heather Thoma is a seasoned financial services professional with more than 20 years of industry experience, including over a decade supporting the mortgage ecosystem at FCT. Her background spans residential and commercial lending, insurance and strategic account management, giving her a comprehensive understanding of the end-to-end mortgage lifecycle.
In her role at FCT, Heather works closely with brokers, lenders and legal professionals to improve closing efficiency, reduce risk and enhance the borrower experience. She is known for her practical insight, collaborative approach and ability to translate complex processes into actionable guidance for front-line mortgage professionals.
Presented by Larry Westergard, President & CEO, REALTORS® Association of Edmonton
Larry Westergard is President & Chief Executive Officer of the REALTORS® Association of Edmonton (RAE), bringing nearly 30 years of experience as both a REALTOR® and association executive.
He previously served as Executive Officer of the Central Alberta REALTORS® Association and has held senior leadership roles with the Canadian Real Estate Association, Alberta Real Estate Association and the RAE.
Larry holds a Bachelor of Arts from the University of Alberta and multiple association leadership designations, reflecting his strong commitment to effective governance and member service.